Inspiration, Thoughts

A learn from SIMCITY

Can any of you remember Sim City?

It was a PC game where you spent hours in building up a city – ensuring that you had the best road infrastructure, rail network, schooling, housing, relationships, industry, factories, airports, and emergency services. These were then mapped and controlled by the ‘spend budget’ that you created. Things went really well until a ‘disaster’ happened – be that a typhoon, a flood, a dinosaur attack or an invasion of extraterrestrials. It didn’t matter how you ran the ‘budget’ you knew it was going to hurt and the imaginary newspapers told you that! Seemed like a harmless excursion.

Fast forward 20 or so years and we have COVID. It doesn’t matter what political colour you are, it doesn’t matter what infrastructure you have built – COVID hurts. Be it a loss of a loved one, a loss of a business or job, the collapse of a local economy, the anxiety that social distancing and isolation brings, the uncertainty about what 2021 holds for us or other as yet unknown – the message is clear.

We need to pull together as a community.

We need to do our ‘bit’ and we need to start to rebuild.

  • Cherish the ones we love,
  • Celebrate the small steps of achievement,
  • Encourage and support those in strife,
  • Let the pessimism (the wobble) co-exist with optimism.
  • Keep celebrating the small steps and party (metaphorically) on the big achievements.

Life will be tough, life will be different – but we need to pull together – period.


We have all been there

You have done all the pre-work, you have rehearsed in your mind about what will happen in the next 30 minutes, and yet there is still that little niggle that could derail what you have prepared so much for. There is no logic to it but it is still there.Read more

Inspiration, Thoughts

A cycle, a hill and metaphor.

On Sunday, I went for a cycle ride. I had a couple of objectives – firstly to get to Weatheroak Hill and secondly to explore some of the Lickey Hills in Worcestershire. I knew the way to the first objective as I had been on that journey before. I understood the roads, the hills, and the obstacles. When reached, I pondered my plan aheadRead more

Inspiration, Thoughts

The important 30% – what to do with profit.

How do you plan for the money that you have coming into your business?

I read a 1990s guide to setting up business. It talked about looking at the money that you have coming into your business and thinking of it as percentages. This made a lot of sense. It talked about costs in running a business (the running costs) being about 70% of what you are bringing in. So, if you are bringing in $10,000 per month, then $7,000 of this is running costs including your take out. The other 30% is interesting and something that I am sure you have a view on.

Where the 30% goes…

  • 10% you give away. The thing here is that as you start small and bring this type of mentality into your business, you are creating an initiative of social intercourse that will grow as your business grows. Obviously this is a personal decision as to what and who you give to. If you decide to give ‘time’ – make sure that you are being true to yourself as to what the value is that you are delivering. Think about the fact that 10% of time in a 5 day working week is ½ day – think about whether this is congruent with your day rate and whether this sits well with you.
  • The remaining 20% is about reinvestment. It is about investing in new stock, new projects, or new initiatives that help in your growth. The risk profile of what you do is upto you. Be genuine to yourself is important here. It is not about investing in a lunch or a snazzy bit of hardware or software unless the return is absolutely explicit.

For me, the %ages are a guide and will be dependant on your business models and profit return. However, the ability to think about a ‘profit’ being split into different elements is encouraging. It allows us to plan and deliver improvements into the new year.

If you are a business owner, how does this approach feel to you?

Is this a reminder of the need to invest not just in your business future but also your society consciousness?

What percentages work for you?


Details matter but should not stop you!

In a few weeks, I am jumping on a saddle and completing the London to Brighton cycle ride on behalf of British Heart Foundation. (You can sponsor me here)

I have never done it before, and despite being fairly fit – I do have a few concerns. Probably not what you would expect though.

Firstly, I booked on the cycle ride via an email from my gym. I was already looking for something to do to prove to myself that my increased fitness was there and this seemed ideal. Details such as – I live a hundred miles from the start line, and transport on a Sunday morning by public transport is not ideal, and how will I get back from Brighton.

Second, I do have a bike. The bike is great, but is designed for throwing self down hills off road and not really designed to lap up the miles on a road – so I need to get a road bike.

Did I mention, that the event is in 13 days!

Where I am now …. Transport sorted (both bits), Bike sorted (ish), and plenty of saddle cream ordered…..

Why do I mention this? Details such as above do matter but should not stop you doing something amazing. Take a leap into doing something that perhaps does scare you – something that is outside of the comfort zone.

I am really looking forward to the event and the subsequent enjoyment of jumping on my bike some Sunday mornings over the summer months and watching the fields go by as I increase my fitness levels and distances.

But I will not forget that the event organised by the British Heart Foundation is the one that started me off.